News & Updates

I’ve heard this question before from people looking for financial help. In some respects, it is our fault as advisors that this question even comes up in the first place. Clients often tell me that when they speak with a prospective advisor, they inevitably hear, “Well, I’d love to help you, but you don’t meet my minimum asset level. Sorry.” This is unfortunate because many people want—and need—financial advice. It’s also unfortunate because many advisors entered this profess

Estate planning isn't just about documents—it's about protecting the people and values that matter most. In this vlog, Paul Bryer walks through the basics of estate planning and why having a plan in place can bring clarity and confidence for the future.

Could hidden biases be affecting your financial decisions? Watch to find out.

What are Required Minimum Distributions or RMDs? If you are closing in on age 73, you may have heard about this force-out of income from your pre-tax IRAs and 401(k)s. Essentially what it means is that you are required to take taxable income from your retirement accounts each year. This RMD amount increases each year and levels off around age 84-85, where it starts to decline. If your account balance is also increasing in value, the RMD may also increase along with it. As an

On August 1st, Paul Bryer joined Phil Williams on Rightside Radio to break down the basics of cryptocurrency—what it is, how it works, and what it could mean for everyday investors. Whether you're curious, cautious, or confused about crypto, this is a conversation worth hearing. Catch the full discussion at the links below! Rightside Radio: 8-1-25 https://www.youtube.com/live/rMHKujqxYWg?si=UbmP1m5g11Iewohu https://open.spotify.com/episode/66Vtr5ye0Bg8IhV4Cfh9vp?si=_IvtF9XmQl

The One Big Beautiful Bill (OBBB) passed last week. What does this mean for you? We are going to look at nine (9) items that may affect you from a tax perspective and in conjunction with this, the potential impact to your overall financial plan. First up: The tax rates will stay the same. The OBBB made the Tax Cut & Jobs Act (TCJA) tax brackets "permanent". I write in "permanent" in pencil, as this may change with the next election. But all the same, this is welcome news and

So, how much money is ok to earn on our investments from human trafficking, abortion, pornography, LGBT activism, or other immoral and unbiblical practices? If we own stock in a corporation, hold a mutual fund (that contains many stocks and/or bonds), or are a holder of an employer retirement plan, we may be putting our money (i.e. God's money) to work earning from some of these unbiblical practices without even realizing it. The S&P 500 is full of examples of companies that

Yesterday, April 10th 2025, Paul had the opportunity to discuss with Rightside Radio's Phil Williams the recent changes in the stock market and what opportunities are out there. Tune in on Spotify, YouTube, or on Rightside Media's website.

So, what's the big deal? We get a quarterly or annual statement with our rate of return on it. It seems ok - or maybe not ok - based on what I know about how I'm invested. If it's up I'm happy. If it's down, I'm unhappy. If that sounds familiar, I'm going to let you in on something. The big secret is that those return calculations we see can be calculated in several different ways and they are definitely NOT the same. Oh yes, and they can be totally misleading. So then maybe

Good morning! As we roll into the end of January, with W2's, 1098's, 1099's and other tax documents coming our way (Ok, so maybe tax preparers are excited this time of year), this is definitely a good time to revisit our personal or business tax strategy and look for any gaps or optimizations we can make before we file taxes for 2024. Or at least be aware of things we might consider for making your life easier this year. Below are some places to examine for this coming tax se

There are so many types of insurance out there. As my attempt at comedy, I like to say you could fill up your entire budget space with insurance - home and auto, liability, life, health, disability, product warranties, mortgage insurance, the list goes on and on. I'll be completely protected, but I might starve to death. So, it begs the question, what insurances do I actually need? It depends. It depends on one's life circumstances and appetite for risk. Let's back it up a st